ABC Brasil
Products and services
Products and services
Fixed income investments for your personal wealth
You can count on the strength of ABC Brasil, with top ratings from risk agencies, to make your patrimony grow.
Check out the advantages of Personal
100% digital
Manage your investment portfolio from anywhere, with convenience and safety.
Safety
A bank with more than 35 years of experience in Brazil and maximum rating by major risk agencies.
Fixed income curatorship
Proprietary and third-party products selected by our experts.
LCA/LCI
CDB
Tesouro Direto
Investment Funds
COE
Debêntures
Bank Deposit Certificate
Main features
Flexible
Investments for all objectives with different liquidity options.
Profitability
Investments that can make your money yield more than saving bonds.
Regressive Taxation
The longer the resource is invested, the lower is the incidence of income taxes.
Types of CBD available at Personal
CDB DI (post-fixed)
Pays a percentage of the CDI, which follows interest rate fluctuations.
CDB PRE (prefixed)
You know the exact profitability you will have on the maturity date.
CDB IPCA+
Yield indexed to inflation, with fixed real interest rate, plus a pre-fixed percentage.
Agribusiness and Real Estate Credit Notes
Main features
Flexible
Investments for all objectives with different liquidity options.
Profitability
Investments that can make your money yield more than saving bonds.
Exemption from IR [Income Tax] and IOF [Tax on Financial Transactions]
Tax-free investments for individuals.
Types of LCI/LCA available at Personal
LCA/LCI DI (post-fixed)
Pays a percentage of the CDI, which follows interest rate fluctuations.
LCA/LCI PRE (prefixed)
You know the profitability you will have on the maturity date.
LCA IPCA+
Yield indexed to inflation, with fixed real interest rate, plus a pre-fixed percentage.
Structured Operations Certificate
Main features
Flexible
Options with different types of indices, such as dollar and Ibovespa.
Profitability
Fixed and variable income in one single product.
Security
100% of the initial amount invested is protected.
Diversification
Diversified option for your investment portfolio.
Types of COE available at Personal
Ibovespa High COE*
Yield linked to the rise of the stock market with a guarantee of at least 100% of the capital invested.
Dollar High COE*
Gain linked to the increase in the value of the currency and guarantee of 100% of the capital invested.
* ABC Brasil's COEs are subject to minimum investment capture to be launched. If you make a reservation and, by the launch date, this minimum amount is not reached, your money will remain in your account.
Tesouro Direto
Main features
Daily liquidity
Redeem by 1 p.m. and receive the money on the same day.
Ease
Initial investment as from R$30.00.
Security
Guarantee from the National Treasury in your investments.
Diversification
Investment options with different indices.
Types of Tesouro Direto available at Personal
Tesouro Selic
Profitability is based on the basic interest rate of the Brazilian economy.
Tesouro Prefixado
You know the profitability you will have on the maturity date before investing.
Tesouro IPCA+
Profitability is based on a fixed part, and another part linked to inflation.
Tesouro Renda+ Aposentadoria
You make contributions until a pre-defined date and receive the amount monthly from then on, for a period of 20 years.
Tesouro Educa+
You make contributions over a pre-defined period, according to your child's age, and receive the amount monthly, for a period of 5 years.
Debêntures
Main features
Maturity
Long-term investment.
Profitability
Investment with differentiated profitability.
Diversification
Diversified option for your investment portfolio.
Exempt from Income Tax and IOF
Only for incentivized debentures.
Investment Funds
Main features
Professional management
Assets are supervised and selected by experts.
Diversification
Another investment option for you to expand your portfolio.
Liquidity
After 1 business day, you can withdraw the amount invested. Remember: redemptions before 30 days are subject to the IOF tax.
Regressive Income Tax
The longer the resource is invested, the lower is the incidence of income taxes.
The control of your financial life, in the palm of your hands
Open your ABC Personal account and make transactions such as payments and investments with agility and convenience.
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Ombudsman
+55 0800 725 7595
Customer Assistance
+55 0800 724 7411
Avenida Cidade Jardim, 803 – 2nd floor Itaim Bibi São Paulo-SP – 01453-000 CNPJ: 28.195.667/0001-06
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